
Upcoming Conferences and Events
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Industry News

Rising Payment-to-Income Ratios Flagged as Early Warning for Mortgage Delinquencies
Although remaining at historically low levels, serious consumer-level delinquency rates (60+ DPD) for mortgage loans have progressively increased from 0.89% in Q2 2023 to 1.14% in Q2 2024 and 1.27% in Q2 2025. Payment-to-income (PTI) ratios and mortgage delinquency are directly correlated, according to a recent report by TransUnion, which comes as mortgage delinquency rates have increased.

Sluggish jobs growth strengthens case for Fed cut this month
Labor market growth in the US slowed in August, leading traders to up their expectations of a Federal Reserve interest rate cut this month.
Selene Thought Leadership

Focus on Industry Advancement
Doug Whittemore, Selene's Chief Strategy and Growth Officer, recently spoke with National Mortgage News on advancing Selene’s scale, capabilities, and product offerings. Leveraging decades of industry experience, he shared his vision for servicing diverse loan segments, embracing technology like AI, and collaborating across leadership to capture tomorrow’s opportunities.
Conference and Events

ABS East 2025
The Selene team is happy to be attending the upcoming ABS East Conference in Miami! ABS East brings together the leading voices in from the industry for discussion, debate and connection. If you are attending and would like to set up a meeting with our sales team, please reach out to John Guy or Robert W. McKinley today!

Dallas CASA Classic
Selene is proud to be able to contribute to charitable causes that benefit our local community and beyond. This year, we continue our support of the Dallas CASA Classic to support child victims of abuse or neglect. To learn more about this cause, please visit.
Product News

New Payment iQ
Selene launched the initial release of new Payment iQ to our servicing toolbox. Payment iQ introduces key functionality that replaces slow, paper-based processes with faster, digital workflows. Some benefits include:
- Rejected payments are now converted into images and stored in Payment iQ
- Standard payments are electronically posted and deposited
- Rejected items generate letters and are finalized—all within the same system
- Most importantly, check images are available same day, eliminating delays from mailed paper checks
For more information on our subservicing services, please reach out to Robert W. McKinley.
May 9, 2024
Upcoming Conferences & Events
- MBA National Secondary Market Conference: 5/19-5/20 in New York, NY MBA Conference Registration
- IMN Single Family Rental (East): 5/20-5/22 in Miami, FL IMN Registration
- IMN non-QM Forum: 6/13-6/14 in Dana Point, CA IMN Registration

Selene Celebrates MLK Day
As a company, Selene is committed to combatting social injustice through our internal practices and education programs, partnering with effective local organizations, employee volunteerism and philanthropy. Today, we remember and reflect upon Martin Luther King Jr.’s principals of racial equality and nonviolent social change and encourage everyone to act in their own communities to champion causes important to them.

Where Have Americans Moved After the Pandemic?
Western states topped the outbound migration lists as Americans departed expensive and high cost-of-living areas to head to the southeast and other, more affordable, metropolitan areas with comparative amenities.
Industry News

Demand for Riskier Adjustable Rate Mortgages Hits Highest Level of the Year
When mortgage rates rise, consumers look for any way to lower their monthly payments, and that often leads them to adjustable-rate mortgages.
Industry News

How Financial Services Can Move Past Experimentation with Generative AI
One of the reasons why generative AI is creating such excitement is that it promises to reinvent businesses across all industries, financial services included. But banks and insurance companies have, over many decades and in many areas, remained inefficient.
Charitable Events

Selene is proud to be a Sponsor for the Fisher House Golf Classic supporting Veterans and their families directly through the Fisher House Foundation program dedicated to improving the lives of those who have sacrificed for our freedoms.